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It’s open enrollment season again. Here come higher premiums

Good morning, and welcome to the Essential California newsletter. It’s Tuesday, Nov. 1 — T-minus seven days until the midterms. I’m Jon Healey, senior editor of the Utility Journalism Team, offering explanations and answers from my perch in South Pasadena. There’s not just an election looming, but it’s also a time when millions of Americans …